Non-custodial · built on Stellar

Spend crypto
like it's nothing.

Scan any QRIS code and pay the bill straight from USDC — or buy and sell anytime. A liquidity provider settles the local cash; you keep your keys the whole way.

100%
non-custodial
~5s
on-chain settlement
30M+
QRIS merchants
indicative rate
Point at any QRIS code
Open scanner
Or enter bill amount
Rp
You pay
Rate
Network + LP fee
SettlementQRIS · Indonesia
Connect wallet to continue

Non-custodial · price held for 5 min at checkout

Non-custodial$USDC on StellarQRIS · UPI · PIX & moreSettles in ~2 min
How it works

Three taps to pay with crypto

Scan or enter an amount

Scan any local QR or type how much USDC to buy or sell. See the exact rate before you commit.

A provider takes it

Your USDC locks in on-chain escrow. A staked liquidity provider settles the local cash — you can see their reputation.

Settled on-chain

Once payment is confirmed, escrow releases on-chain. Fully pseudonymous — no name, no bank details shared.

Features

Everything you need to move money

Pay any local bill

Groceries, coffee, bills — pay merchants on QRIS, UPI, PIX and more, straight from your stablecoin balance.

Buy & sell USDC

Top up from local currency or cash out to your bank at a transparent, live mid-market rate.

Rated providers

Every counterparty is staked and rated. See their track record before you trade.

Escrow security

Funds sit in an on-chain contract — not with lolipay — and release only when the trade completes.

Live rates

Rates refresh every few seconds and lock for five minutes at checkout — no surprises.

You hold the keys

No KYC to browse, no custody of your coins. Connect a wallet and go.

For liquidity providers

Earn fees settling everyday payments

Stake USDC as collateral, go online, and get matched with orders automatically. You choose the rails — bank, QRIS, UPI, PIX and more.

Become a providerlp.lolipay.app